It’s not mathematics that you need to contribute to. It’s deeper than that: how might you contribute to humanity, and even deeper, to the well-being of the world, by pursuing mathematics? Such a question is not possible to answer in a purely intellectual way, because the effects of our actions go far beyond our understanding. We are deeply social and deeply instinctual animals, so much that our well-being depends on many things we do that are hard to explain in an intellectual way. That is why you do well to follow your heart and your passion. Bare reason is likely to lead you astray. None of us are smart and wise enough to figure it out intellectually.
There are many ideas in mathematics that may be hard to get, but are easy once you get them. Because of this, mathematical understanding does not expand in a monotone direction. Our understanding frequently deteriorates as well. There are several obvious mechanisms of decay. The experts in a subject retire and die, or simply move on to other subjects and forget. Mathematics is commonly explained and recorded in symbolic and concrete forms that are easy to communicate, rather than in conceptual forms that are easy to understand once communicated. Translation in the direction conceptual -> concrete and symbolic is much easier than translation in the reverse direction, and symbolic forms often replaces the conceptual forms of understanding. And mathematical conventions and taken-for-granted knowledge change, so older texts may become hard to understand.
In short, mathematics only exists in a living community of mathematicians that spreads understanding and breaths life into ideas both old and new. The real satisfaction from mathematics is in learning from others and sharing with others.